At Garg Management Financial, we help Micro, Small, and Medium Enterprises (MSMEs) get collateral-free loans under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) scheme.

This scheme is specially designed by the Government of India to support small businesses that are unable to provide property or assets as security. Under CGTMSE, businesses can get loans up to ₹5 crore without the need for any collateral.

Who Can Apply?

• Small business owners

• New startups and entrepreneurs

• Manufacturing, service, and trading businesses

• Existing businesses looking for expansion

Key Features:

• Loan Amount: Up to ₹5 crore

• No Collateral Required: No need to mortgage property or assets

• Quick Processing: Faster approvals through our expert support

• Flexible Repayment: Customized plans based on your business cash flow

• Government-Backed Guarantee: Your loan is supported by CGTMSE, reducing the risk for lenders

How We Help:

• We assist in preparing your documents and project reports

• We guide you through the eligibility and application process

• We connect you with trusted lenders who offer CGTMSE-backed loans

• We support you till your loan is approved and disbursed

Whether you’re starting a new venture or growing your business, Garg Management Financial makes the CGTMSE loan process smooth, secure, and successful.