At Garg Management Financial, we offer expert support to individuals and businesses dealing with NPA (Non-Performing Asset) loans. We understand how stressful it can be when a loan turns into an NPA due to unavoidable financial difficulties like business loss, delayed payments, or cash flow issues.

An NPA loan means your loan account has not had any repayment for more than 90 days and is now considered a risk by the bank. Once that happens, it becomes difficult to get support from traditional lenders.

But don’t worry—we are here to help you recover and restart.

What We Offer:

• NPA Loan Settlement Support: We help negotiate with banks for a one-time settlement (OTS) or restructure your loan terms to reduce your burden.

• Loan Takeover Services: We assist in transferring your NPA loan to other financial institutions who are open to supporting stressed borrowers.

• Fresh Loan Assistance: After resolving your NPA issue, we guide you to new loan options to rebuild your business or personal finances.

• Legal Support Guidance: We connect you with legal experts if your case involves legal action or court notices from banks.

Who Can Benefit?

• Business owners facing recovery notices from banks

• Individuals unable to repay EMIs and worried about legal action

• Borrowers seeking loan restructuring, OTS, or debt relief

• People looking to clear their NPA status and improve financial health

Why Choose Us for NPA Solutions?

• Deep experience in handling complex NPA cases

• Personal guidance and full privacy assurance

• Strong network of financial experts and institutions

• Focus on settling your loan and protecting your financial future

Don’t let NPA issues hold you back. Garg Management Financial stands with you to find a solution and bring you back on the path to recovery and growth.